Workers' compensation is a vital safety net for employees who suffer work-related injuries or illnesses. In Boston, MA, it's essential to understand how long you can collect these benefits to ensure you're adequately prepared for your recovery period.
Benefit Duration and Types
In Massachusetts, the duration of workers' compensation benefits generally depends on the severity of the injury and the type of benefits you're eligible for:
- Temporary Total Incapacity Benefits: These benefits cover situations where you're completely unable to work for a temporary period. You can receive up to 60% of your average weekly wage for a maximum of 156 weeks (approximately 3 years).
- Temporary Partial Incapacity Benefits: If you can return to work but only at a reduced capacity and lower wage, you might qualify for these benefits. They're designed to cover up to 75% of the difference between your previous and current earnings, available for up to 260 weeks (about 5 years).
- Permanent Total Incapacity Benefits: For severe cases where return to any form of work is unlikely, benefits can be provided for as long as you remain incapacitated. This typically equates to two-thirds of your average weekly wage, and these could theoretically extend for a lifetime.
How Weekly Wage is Calculated
Understanding how your compensation is calculated is crucial. The benefits are based on your average weekly wage over the year prior to your injury. This includes overtime and other earnings-based bonuses, ensuring that the compensation reflects your typical income.
Seeking Legal Guidance
The road to obtaining fair compensation can be complex, especially if your claim is disputed. Consulting with a legal professional can provide invaluable guidance and ensure you receive the benefits to which you're entitled.
Workers' compensation can be a lifeline, offering financial support during a disruptive time. Knowing the duration and type of benefits available in Boston helps to plan effectively and ease your recovery journey. If you’re navigating this process, consider reaching out to an experienced workers’ compensation attorney who understands local laws and can advocate for your rightful benefits.