What is SSI?
Supplemental Security Income (SSI) is a need-based federal program providing monthly payments to individuals who have little to no income and meet specific financial and medical criteria. Unlike SSDI, SSI does not require a work history.
Types of Disabilities Covered by SSI
SSI covers similar conditions as SSDI, but with a focus on financial need. Disabilities include:
- Physical Disabilities: Severe mobility issues, chronic illnesses, or injuries.
- Developmental Disabilities: Conditions like autism, Down syndrome, or intellectual disabilities.
- Mental Health Disorders: Severe anxiety, schizophrenia, or other debilitating conditions.
Additionally, SSI is available to:
- Individuals aged 65 or older with limited income.
- Blind individuals, regardless of age.
Requirements and Limitations for SSI
- Financial Need: Strict income and resource limits apply.
- Income: Includes wages, Social Security benefits, pensions, and other earnings.
- Resources: Must not exceed $2,000 for individuals or $3,000 for couples (e.g., savings, property).
- Medical Disability: Similar to SSDI, you must have a condition that prevents substantial gainful activity.
- Residency: Must be a U.S. resident and meet citizenship or eligible non-citizen criteria.
Need Help Navigating SSI?
If you’re applying for SSI or facing challenges with a denied claim, we can guide you. Call (781) 251-0100) or reach out online to schedule your consultation and secure your benefits.